In a remarkable testament to how quickly the fintech sector is growing, Shashank Kumar and Harshil Mathur, the visionary co-founders of Razorpay, have become India’s youngest billionaires of 2025 at the age of just 34. With an astonishing net worth of ₹8643 crores each, they are not only redefining success but also inspiring a new generation of entrepreneurs in India.
As the fintech sector continues to flourish, the success of Kumar and Mathur serves as a beacon of hope and inspiration for aspiring entrepreneurs. Their story is a powerful reminder that with vision, passion, and determination, anything is possible.
The duo, who met at IIT Roorkee, embarked on their entrepreneurial journey in 2014 with a mission to simplify digital payments in India. What started as a fledgling startup is now a fintech giant, valued at over $10 billion, processing billions in transactions annually and serving millions of businesses, from startups to giants like Facebook, Swiggy, and Zomato.
Before Razorpay, Shashank Kumar honed his skills as a Software Development Engineer at Microsoft, while Harshil Mathur worked as a Wireline Field Engineer at Schlumberger. Their diverse backgrounds have equipped them with the tools necessary to tackle the complexities of the fintech industry and emerge victorious. Their leap from corporate careers to entrepreneurship exemplifies the bold risk-taking that defines India’s new-age founders.
Razorpay didn’t just stop at payment gateways. The company expanded into neo-banking (RazorpayX), lending (Razorpay Capital), and even offline payments (Ezetap acquisition), creating a full-stack financial ecosystem. Their relentless innovation has positioned them as India’s answer to global fintech giants like Stripe and PayPal.
With India’s digital economy booming, Razorpay is now eyeing global expansion, deeper AI integrations, and further disruption in SME financing. Industry experts predict that Kumar and Mathur’s wealth could double in the coming years as fintech adoption skyrockets.
Shashank and Harshil’s success is more than just a personal triumph, it’s a sign of inspiration for aspiring entrepreneurs. Their journey proves that with the right idea, execution, and persistence, even the most complex industries can be revolutionized.
At Softices Capital, we acknowledge innovators like this who are breaking new ground and making things possible. The rise of Razorpay reaffirms our belief in backing disruptive fintech innovations that impact the future of finance.
